[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"auto-insurance-dispute":3},{"id":4,"title":5,"Accolades":6,"CallBack":31,"CommonTypes":36,"Hero":87,"HowItWorks":105,"QuestionsAnswers":108,"Stats":148,"TypesGrid":151,"description":203,"extension":204,"meta":205,"stem":330,"theme":208,"__hash__":331},"matters/practice-area/auto-insurance-dispute.json","Auto Insurance Dispute",{"order":7,"props":8},4,{"matterName":9,"accoladeImages":10},"insurance dispute",[11,15,19,23,27],{"src":12,"alt":13,"tag":14},"westwise/accolades/general/Expertise-Henderson-NV-Car-Accident-Lawyers-2022-1x-1.png?updatedAt=1748976802601","Best lawyers logo","auto",{"src":16,"alt":17,"tag":18},"westwise/accolades/general/PI-AVVO%201.png?updatedAt=1746866576008","AVVO top attorney logo","personal",{"src":20,"alt":21,"tag":22},"westwise/accolades/general/BestLaw.png?updatedAt=1748974280915","Best Law Firms Logo","firms",{"src":24,"alt":25,"tag":26},"westwise/accolades/general/Top-25-motor-vehicles-lawyers-2x.png?updatedAt=1748986603176","Top trial lawyers logo","trial",{"src":28,"alt":29,"tag":30},"westwise/accolades/general/Leading-Plaintiff-Consumer-Lawyer-1-jpg%201.png?updatedAt=1746866575996","Top leading plantiff customer lawyers logo","plantiff",{"order":32,"props":33},1,{"backgroundClass":34,"highlightClass":35},"bg-section-gradient","",{"order":37,"slots":38,"props":42},6,{"descriptor":39},{"content":40,"props":41},"auto insurance disputes",{"class":35},{"imgSrc":43,"types":44},"westwise/car_accident_2x.webp?updatedAt=1747469930091",[45,52,59,66,73,80],{"title":46,"description":49},{"content":47,"props":48},"Unfairly Denied Claims",{},{"content":50,"props":51},"This occurs when an insurer refuses to pay a legitimate claim that should be covered under your policy. They might invent reasons for the denial or misinterpret the policy language in their favor. An insurance dispute lawyer can challenge the denial and fight to get you the benefits you paid for.",{},{"title":53,"description":56},{"content":54,"props":55},"Failure to Investigate",{},{"content":57,"props":58},"Insurance companies have a duty to conduct a prompt and thorough investigation of your claim. When they fail to do so, or intentionally drag their feet, it can be a form of bad faith. We can help hold them accountable for their delaying tactics.",{},{"title":60,"description":63},{"content":61,"props":62},"Lowball Offers",{},{"content":64,"props":65},"Insurers are notorious for offering quick, low settlements that don't cover the full extent of a victim's damages. These offers are designed to save the company money. A lawyer can help you calculate the true value of your claim and negotiate for a fair amount.",{},{"title":67,"description":70},{"content":68,"props":69},"Misrepresenting Policy Coverage",{},{"content":71,"props":72},"This happens when an insurance agent or adjuster misleads you about what your policy covers, or tells you that you don't have coverage for a specific loss when you actually do. This is a serious breach of trust that a bad faith insurance lawyer can address.",{},{"title":74,"description":77},{"content":75,"props":76},"Refusal to Defend a Lawsuit",{},{"content":78,"props":79},"If you cause an accident and are sued, your liability insurance policy requires your insurer to provide and pay for a legal defense. If they refuse to defend you, they may be acting in bad faith.",{},{"title":81,"description":84},{"content":82,"props":83},"Pressure Tactics",{},{"content":85,"props":86},"Some insurance adjusters use high-pressure tactics or make intimidating statements to discourage claimants from pursuing the full value of their claim or hiring an attorney. This is an unacceptable practice that we can fight against.",{},{"order":88,"slots":89,"props":99},0,{"mainTitle":90,"descriptor":93,"supportingText":96},{"content":91,"props":92},"Get up to 3.5X more compensation for your",{"class":35},{"content":94,"props":95},"auto insurance dispute",{"class":35},{"content":97,"props":98},"Victims of insurance company bad faith who work with our partner attorneys get on average 3.5x more than those who accept lowball settlement offers from insurance companies directly.",{"class":35},{"imgSrc":100,"backgroundClass":101,"showHeroDisclaimer":102,"heroDisclaimerHTML":103,"CallBack":104},"/westwise/hero_office_r6.jpg?updatedAt=1754409229077","bg-white",true,null,{"backgroundClass":34,"highlightClass":35},{"order":106,"props":107},3,{"matterName":9},{"order":109,"props":110},7,{"imgSrc":111,"items":112},"/westwise/Lawyers_Collage.webp?updatedAt=1752065553360",[113,120,127,134,141],{"question":114,"answer":117},{"content":115,"props":116},"What should I do if my insurance company denies my claim?",{},{"content":118,"props":119},"If your claim is denied, the first step is to demand a written explanation detailing the exact reason for the denial and referencing the specific policy language they are using to justify it. Do not accept a verbal denial alone. After you have this letter, contact an experienced insurance dispute lawyer to review your policy and the denial letter. They can determine if the insurer is acting in bad faith.",{},{"question":121,"answer":124},{"content":122,"props":123},"What is insurance bad faith?",{},{"content":125,"props":126},"Insurance bad faith is when an insurance company tries to avoid its obligations to you by acting unreasonably or without proper cause. This can include denying a valid claim, failing to investigate in a timely manner, or offering an unreasonably low settlement. Insurance companies have a legal duty to act in 'good faith and fair dealing' with their policyholders.",{},{"question":128,"answer":131},{"content":129,"props":130},"Can I sue my own insurance company?",{},{"content":132,"props":133},"Yes. If your insurance company has breached its contract with you or acted in bad faith, you have the right to file a lawsuit against them. A lawsuit can seek to recover the policy benefits you are owed, as well as additional damages for the insurer's bad faith conduct.",{},{"question":135,"answer":138},{"content":136,"props":137},"How long after my claim is denied can I file a lawsuit?",{},{"content":139,"props":140},"The time limit to file a lawsuit against an insurance company, known as the statute of limitations, varies by state and depends on the specific legal claims being made (e.g., breach of contract vs. bad faith). It is critical to speak with a lawyer as soon as possible to ensure you do not miss your deadline to take legal action.",{},{"question":142,"answer":145},{"content":143,"props":144},"How much does it cost to use Westwise for your insurance dispute?",{},{"content":146,"props":147},"There are zero fees unless you win your case. Our partner law firms work on a contingency fee basis, which means their payment is a percentage of the money they recover for you. You will not have to pay any upfront costs.",{},{"order":149,"props":150},2,{},{"order":152,"props":153},5,{"types":154},[155,163,171,179,187,195],{"title":156,"description":159,"icon":162},{"content":157,"props":158},"Denied Claims",{},{"content":160,"props":161},"Your insurer denies a valid claim without a legitimate reason, violating the terms of your policy.",{},"fa-solid fa-file-circle-xmark",{"title":164,"description":167,"icon":170},{"content":165,"props":166},"Lowball Settlement Offers",{},{"content":168,"props":169},"The insurance company offers you significantly less than what your claim is actually worth.",{},"fa-solid fa-hand-holding-dollar",{"title":172,"description":175,"icon":178},{"content":173,"props":174},"Delay Tactics",{},{"content":176,"props":177},"The insurer unreasonably delays the investigation or payment of your claim to pressure you into accepting a lower settlement.",{},"fa-solid fa-clock",{"title":180,"description":183,"icon":186},{"content":181,"props":182},"Failure to Defend",{},{"content":184,"props":185},"If you are sued for an accident, your insurer has a duty to defend you. Partner attorneys handle cases where they refuse.",{},"fa-solid fa-shield-halved",{"title":188,"description":191,"icon":194},{"content":189,"props":190},"Misrepresentation of Policy",{},{"content":192,"props":193},"The insurance company misleads you about your coverage or the terms of your policy.",{},"fa-solid fa-user-pen",{"title":196,"description":199,"icon":202},{"content":197,"props":198},"Uninsured/Underinsured Motorist Disputes",{},{"content":200,"props":201},"Your own insurance company refuses to pay out a valid claim under your UM/UIM coverage.",{},"fa-solid fa-car-burst","Is your car insurance company denying your claim or offering a lowball settlement? We help you fight back and get what you deserve. Free case consultation.","json",{"path":206,"body":207},"/practice-area/auto-insurance-dispute",{"title":5,"description":203,"theme":208,"Hero":209,"CallBack":219,"Stats":221,"HowItWorks":223,"Accolades":225,"TypesGrid":233,"CommonTypes":266,"QuestionsAnswers":302},"legal",{"order":88,"slots":210,"props":217},{"mainTitle":211,"descriptor":213,"supportingText":215},{"content":91,"props":212},{"class":35},{"content":94,"props":214},{"class":35},{"content":97,"props":216},{"class":35},{"imgSrc":100,"backgroundClass":101,"showHeroDisclaimer":102,"heroDisclaimerHTML":103,"CallBack":218},{"backgroundClass":34,"highlightClass":35},{"order":32,"props":220},{"backgroundClass":34,"highlightClass":35},{"order":149,"props":222},{},{"order":106,"props":224},{"matterName":9},{"order":7,"props":226},{"matterName":9,"accoladeImages":227},[228,229,230,231,232],{"src":12,"alt":13,"tag":14},{"src":16,"alt":17,"tag":18},{"src":20,"alt":21,"tag":22},{"src":24,"alt":25,"tag":26},{"src":28,"alt":29,"tag":30},{"order":152,"props":234},{"types":235},[236,241,246,251,256,261],{"title":237,"description":239,"icon":162},{"content":157,"props":238},{},{"content":160,"props":240},{},{"title":242,"description":244,"icon":170},{"content":165,"props":243},{},{"content":168,"props":245},{},{"title":247,"description":249,"icon":178},{"content":173,"props":248},{},{"content":176,"props":250},{},{"title":252,"description":254,"icon":186},{"content":181,"props":253},{},{"content":184,"props":255},{},{"title":257,"description":259,"icon":194},{"content":189,"props":258},{},{"content":192,"props":260},{},{"title":262,"description":264,"icon":202},{"content":197,"props":263},{},{"content":200,"props":265},{},{"order":37,"slots":267,"props":270},{"descriptor":268},{"content":40,"props":269},{"class":35},{"imgSrc":43,"types":271},[272,277,282,287,292,297],{"title":273,"description":275},{"content":47,"props":274},{},{"content":50,"props":276},{},{"title":278,"description":280},{"content":54,"props":279},{},{"content":57,"props":281},{},{"title":283,"description":285},{"content":61,"props":284},{},{"content":64,"props":286},{},{"title":288,"description":290},{"content":68,"props":289},{},{"content":71,"props":291},{},{"title":293,"description":295},{"content":75,"props":294},{},{"content":78,"props":296},{},{"title":298,"description":300},{"content":82,"props":299},{},{"content":85,"props":301},{},{"order":109,"props":303},{"imgSrc":111,"items":304},[305,310,315,320,325],{"question":306,"answer":308},{"content":115,"props":307},{},{"content":118,"props":309},{},{"question":311,"answer":313},{"content":122,"props":312},{},{"content":125,"props":314},{},{"question":316,"answer":318},{"content":129,"props":317},{},{"content":132,"props":319},{},{"question":321,"answer":323},{"content":136,"props":322},{},{"content":139,"props":324},{},{"question":326,"answer":328},{"content":143,"props":327},{},{"content":146,"props":329},{},"practice-area/auto-insurance-dispute","Gg-KrqT4bxBhUHjIsMT4QLAQOs2Nn_ZX6afyxbZVZpg"]